Terms of Service

Effective date: 1 July 2026

Service description

Finki is a portfolio construction calculator and Investment Policy Statement (IPS) generator. The service helps you organise assets, analyse risk, and document your investment strategy.

Not financial advice

All output from Finki is for educational and informational purposes only. Finki does not hold a MiFID II investment advisory licence. Nothing on this platform constitutes a personalised investment recommendation. You should consult a qualified financial advisor before making investment decisions.

User responsibilities

• You are responsible for the accuracy of the data you enter
• You must comply with all applicable laws in your jurisdiction
• You should not rely solely on Finki for investment decisions
• You are responsible for maintaining the security of your account credentials

Acceptable use

You agree not to:

• Use automated tools to scrape or extract data from the service
• Share your account credentials with others
• Use the service for any illegal activity
• Attempt to interfere with or disrupt the service

Data ownership

You retain ownership of all data you enter into Finki. We process your data only to provide the service. You can export or delete your data at any time.

Service availability

We strive to keep Finki available at all times, but we do not guarantee any specific uptime or service level. The service is provided on a best-effort basis.

Limitation of liability

Finki is not liable for any investment losses arising from the use of this platform. The service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, we disclaim all liability for damages arising from your use of the service.

Governing law

These terms are governed by the laws of the Republic of Lithuania. Any disputes shall be resolved in the courts of Lithuania.

Contact

For any questions about these terms, contact us at contact@tryfinki.com.