Terms of Service

Finki is operated by PLACEHOLDER — legal entity name (e.g. UAB Finki), registered at PLACEHOLDER — street, city, postcode, Lithuania, registration code PLACEHOLDER — Lithuanian company registration code. We are not authorised or supervised by the Bank of Lithuania.

Finki provides a portfolio calculator and Investment Policy Statement generator. It is not a broker or adviser, does not place orders, and does not hold client money or assets.

You must be at least 18, use your own account, and provide accurate information.

No output is a personal recommendation within MiFID II. All output is calculated from your inputs and assumptions. Past performance is not indicative of future results. Simulations and backtests are hypothetical and may exclude costs, slippage and tax. Third-party market data may be delayed, incomplete or inaccurate. You alone decide how to act and should consult a licensed adviser and/or tax adviser.

For educational purposes only. This is not financial advice.

Keep credentials secure and notify contact@tryfinki.com promptly if you suspect compromise.

You may not break the law, disrupt the service, reverse engineer it, resell market data, use automated bulk access, or attempt to access another person’s data.

SnapTrade provides read-only brokerage aggregation. You may revoke access at any time. Finki never initiates transactions or stores broker credentials; synced data may lag your broker.

You retain ownership and grant us a limited licence solely to operate and improve the service. Finki does not use your portfolio data to train AI models. You may request export or deletion.

Our code, design, methodology and the Finki name remain our intellectual property.

We do not warrant third-party accuracy or availability. Vendor terms may restrict redistribution of market data.

Document extraction is AI-assisted and may contain errors; verify it before relying on it. No legal or similarly significant automated decision is made about you.

The service is best-effort with no SLA. Early-access features may change or be withdrawn.

The service is currently free/early access. Future paid prices will be shown before purchase, including VAT where applicable, with renewal terms. Cancellation takes effect at period end.

For paid digital services, EU consumers generally have 14 days from contract conclusion to withdraw. If you expressly request immediate performance and acknowledge the consequence, the right is lost only once the service is fully performed. Contact contact@tryfinki.com.

Model form: “I hereby withdraw from my contract for [service], ordered on [date]. Name, address, date.”

You may stop using the service. We may suspend unlawful, abusive or insecure use. On termination, access ends and data is handled under the Privacy Policy.

The service is provided “as is”, without excluding warranties that cannot lawfully be excluded.

Liability is limited to foreseeable direct damages and capped at the greater of fees paid in the preceding 12 months or EUR 100. Nothing limits liability for death or personal injury, fraud or fraudulent misrepresentation, gross negligence or wilful misconduct, or liability that cannot be excluded. The cap does not affect mandatory EU consumer rights.

You are responsible for losses caused by your unlawful use of the service, to the extent permitted by law.

Material changes will be announced by email and/or in-app at least 30 days ahead. Continued use after they take effect constitutes acceptance. We keep version history.

Neither party is liable for force majeure. We may assign these Terms without reducing consumer rights. Invalid provisions are severed; the remainder continues. These Terms are the entire agreement about the service.

Lithuanian law and Lithuanian courts apply, without prejudice to mandatory consumer-protection rules and your right, as an EU/EEA consumer, to bring proceedings in your country of residence. See the EU ODR platform and VVTAT.

contact@tryfinki.com